Step 1: Check Eligibility

Before you apply, make sure you meet the
basic eligibility criteria, which usually includes:

• Minimum age: 21 years (for salaried individuals)

• A steady source of income (salary or business)

• A valid PAN card and ID/address proof

• A good credit score (usually 720+ is preferred)

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Step 2: Fill Out the Application Form

Provide your:

• Personal details (name, DOB, address, etc.)

• Employment details (income, company name, job title)

• Identity proof (PAN, Aadhaar, etc.)

• Contact information (mobile number, email ID)

  After successfully submitting your details, one of our executives
  will contact you to complete the final application process
   

Step 3: Document Verification

Submit the required documents online:

• PAN card

• Aadhaar card / Address proof

• Salary slips or bank statements (last 6 months)

Our partnered bank will verify the details submitted.
 

Step 4: Application Review

The bank will assess your creditworthiness by checking:

• Credit score & history

• Repayment capacity

• Existing debt, if any
   

Step 5: Approval & Dispatch

If approved, you’ll receive:

• A digital approval confirmation

• Physical credit card dispatched to your address within 7–10 working days

Step 6: Activation

Once received, activate your card via:

• Bank’s mobile app or website

• Customer care helpline

• ATM (in some cases)