Privacy Policy

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1. Information We Collect

We may collect the following types of personal information:

• Personal Identifiable Information (PII): Name, date of birth, gender, address, email, phone number, PAN, Aadhaar number, and other identification details.

• Financial Information: Bank account details, credit card information, income details, credit scores, and transaction history.

• Technical Information: IP address, browser type, operating system, device information, and usage data.

• Cookies and Tracking Technologies: To enhance user experience and analyze website traffic.
   

2. Purpose of Data Collection

We collect and use your personal information for the following purposes:

• To provide and manage our credit-related services.

• To verify your identity and assess credit eligibility.

• To process transactions and send related information.

• To communicate with you about updates, offers, and promotions.

• To comply with legal obligations and regulatory requirements.

• To improve our services and enhance user experience.
   

3. Consent

By using our services, you consent to the collection, use, and disclosure of your personal information as described in this Privacy Policy. You have the right to withdraw your consent at any time by contactingus.
 

4. Data Sharing and Disclosure

We may share your personal information with:

• Authorized Partners: Banks, financial institutions, and credit bureaus for processing your credit applications.

• Service Providers: Third-party vendors who assist in providing our services, subject to confidentiality agreements.

• Regulatory Authorities: As required by law or in response to legal processes.

• We do not sell or rent your personal information to third parties for their marketing purposes.
   

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of data during transmission and storage.

• Regular security assessments and audits.

• Access controls and authentication mechanisms.

• Employee training on data protection practices.
   

6. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements.
 

7. Your Rights

Under applicable laws, you have the following rights regarding your personal information:

• Access: Request access to the personal information we hold about you.

• Correction: Request correction of inaccurate or incomplete information.

• Deletion: Request deletion of your personal information, subject to legal requirements.

• Objection: Object to the processing of your personal information under certain circumstances.

• Data Portability: Request transfer of your personal information to another service provider.

To exercise these rights, please contact us at [insert contact information].
 

8. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children without parental consent. If we become aware that we have collected personal information from a child without verification of parental consent, we will take steps to remove that information.
 

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the new policy on our website and updating the effective date.
 

10. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Clear Credit [Insert Address] Email: [Insert Email Address] Phone: [Insert Phone Number]